Crypto exchange OKX has launched a regulated digital asset platform aimed at self-managed superannuation funds (SMSFs) in Australia, opening new opportunities for crypto investments.
Australia's Retirement Market
Australia's retirement system ranks among the largest globally, with over A$4.3 trillion in assets under management. SMSFs account for nearly a quarter of total superannuation wealth, giving individuals greater control over their retirement investments. Recently, a growing number of trustees have been attracted to digital assets, driven by both return potential and the freedoms SMSFs provide. However, entering the crypto space has not been straightforward due to compliance challenges and the lack of tailored tools.
Tools Designed for SMSFs
The new platform focuses on compliance-driven tools designed for SMSF trustees. It provides real-time dashboards for portfolio monitoring, automatically generates end-of-year tax and audit reports, and delivers transparent transaction records, reducing manual paperwork. Security is prioritized with institutional-grade custody protecting retirement savings from mismanagement and external threats. The platform aims to combine an intuitive design with robust regulatory safeguards, offering support through phone, email, and live chat.
Market Trends and Regulatory Landscape
The launch comes as crypto use in SMSFs stabilizes after some volatility. Industry data shows SMSF investments in digital assets decreased slightly in 2025, but remain 40% above 2023 levels, indicating steady demand from trustees. Regulators like the Australian Securities and Investments Commission (ASIC) approach cautiously, emphasizing that superannuation is meant for retirement income, not speculative trading. OKX aims to balance providing new opportunities with regulatory compliance.
OKX's move represents a step toward mainstream adoption of cryptocurrencies, offering a compliant platform for integrating digital assets into long-term retirement strategies. If successful, it could significantly bridge the gap between traditional retirement systems and the rapidly evolving digital asset market.